Are you confused about how to apply for a Capital One credit card or how to check the Capital One credit card application status online?
Then today we are here with a detailed article that explains it all to you.
About Capital One
The Capital One Financial Corporation, or Capital One, as it’s commonly called, is a bank holding company based out of the United States of America. The company offers banking and savings account services, however, they are best known for its credit cards.
Capital One offers a range of credit cards that are focussed on different types of users. For example, if you’re a frequent traveler, then getting yourself a travel credit card from Capital One ensures you maximum cashback and reward points for your travel purchases.
Similarly, there are credit cards for everyday use, business use, etc.
Also, if you currently have a bad/poor credit score currently and wish to improve it, then you can do the same by getting yourself a credit-building credit card from Capital One.
How Do I Apply for a Capital One Credit Card?
Even though Capital One does have credit card options for a variety of use scenarios and credit scores, it doesn’t mean that the company will approve all the credit card applications it receives.
There are two common ways that Capital One credit cards are issued to users.
The first one is when Capital One deem a candidate suitable for their credit card offering(s), they will send a mail offer with a reservation number and access. The candidate can then visit the www.getmyoffer.capitalone.com portal, enter the unique reservation number/access code and then access their credit card offer from Capital One.
In the second way, candidates who are interested to apply for a Capital One credit card can visit the www.capitalone.com/creditcards/ portal and apply for a credit card of their choice.
If you’re interested in applying for a Capital One credit card, then you can follow the steps below and check if you’re pre-approved for one.
- Launch https://www.capitalone.com/credit-cards/ on your web browser.
- Click on the button that says “See if I’m Pre-Approved”.
- A new tab will now open.
- In this new tab, click on the “Get Started” button.
- Now, answer the questions that appear on the screen. After answering each question, click on the “Next” button to proceed. You can also skip a question if you wish not to answer.
- At the end of the pre-approval questions, you will see all the eligible credit cards from Capital One.
- You can proceed with any pre-approved credit card options that you can see.
Please note that pre-approval for a Capital One credit card doesn’t mean that you will indeed get the credit card. Once you raise an application for the Capital One credit card, there are additional approvals involved and you’ll also be asked for more details to prove your income and employment, etc.
How Can I Check Capital One Credit Card Application Status?
After you send the application for a Capital One credit card, the team can take up to 10 working days to process and approve/reject your application.
If you haven’t received any update on your credit card application for a long time, then you can check the Capital One credit card application status by dialing the number 1-800-903-9177 and providing the necessary information such as your application number.