Information you need to provide Capital One to apply for a credit card
Getmyoffer Capital One has always worked towards providing the best possible financial service to its customers. In its efforts to do so, Capital One has released numerous business and personal credit cards with offers. It’s the minimum interest rate and attractive offer schemes on credit cards have made it one of the largest financial organization of the United States of America.
You can apply for Capital One line of attractive credit cards but before you do that there are certain details you’ll need to layout. These details include your full name, social security number, date of birth, legal residential address (with P.O box number), your income status and details of your savings/checking account.
Adding an authorized user of your acquaintance to your card.
You can always add a user to your card but there are certain details you need to know. After successfully applying for your credit card, you can add a user on your own or choose to call on the number provided behind your credit card. Also, you have to be the primary and the secondary cardholder. You also have to have the power of authority or be a manager of a small business. It is also worth noting that unless you are not an approved cardholder you will not be able to add a user. Once you have successfully received the card only then can you apply to add a user?
Finding your credit card status
Once you have followed all the application process and finally applied for a credit card at Capital One, you should receive a call within a minute from the company. If you don’t, it means extra information i.e your registration number and the access code is required. These are also the option of calling up Capital One getting information about your credit card status. Call 1-800-903-9177 anytime. After everything is done, within 7-10 working days you should get your card. This happens only if you have applied for cards other than Mastercard. For Mastercard, there is a fee you need to pay after which your card is shipped. Once you have paid, a duration of 7-10 working days is required and you will receive your Capital One credit card at your door steps.
The payment Application
The payment application at Capital One is pretty simple. In most cases, Capital One pays up a minimum payment to the lowest ARP balance followed by balances to higher ARPs. If your payment exceeds minimum payment goes to the balance with the highest ARP.
In case your request has been declined.
There are chances that after application you don’t hear from Capital One. If this happens you are notified online. To know more about your credit card decline you can call their customer service. All you need to do is dial 1-800-903-9177 and ask them to mail you the paper copy. So, make sure you do this if your application doesn’t clear.